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LIFE
Obtaining a realistic quote for your impaired risk life client requires careful collection of information.
Email us to obtain a Special Risk Questionnaire:
dharrison Type Special Risk in subject line.
MEDICAL
You loose money every time you have a decline and you are left feeling unable to help assist a client when their need is the greatest.
We have developed an innovative solution to help solve this problem, our Broker Referral Program. We have eight, fully insured plans, designed for the impaired risk market.
All you need do is refer the client to us. We handle everything from the client interview, through application submission, policy delivery and customer service.
We will pay you a referral commission, and put lost dollars in your pocket. You can rest assured that you have helped a client out of a "hopeless" situation
Simply complete the Broker Referral Form and we will take it from there.
Broker Referral Form
DISABILITY
Blue Collar industries, income as low as $600 per month, serious but stable medical conditions such as anxiety, bypass surgery, cancer, diabetes, hepatitis, obesity, sleep apnea, and stroke, among others, may be insurable. Simplified Issue DI, non-med, no income verification up to $2500 monthly benefit. Complete a DI quote request or call our office.
LTCI
Conditions historically considered uninsurable, but not currently limiting ADLs or IADLs, no cognitive impairment, no impending need for care can be covered. Complete a LTCI quote request or call our office.
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